Nidhi is Public Limited Company formulated with the primary object to carry on the business of accepting deposits and lending money to member-borrowers only against jewels, mortgage loan of immovable property and fixed deposit receipts.Our Directors have strong competencies in finance and business administration, including senior chartered accountants, senior advocates, retired senior executives from banks and government departments.
To Become the most Trusted, Popular and affordable Financial Service Provider in the State of Kerala. The core business of the institution is borrowing and lending money between its members. Further our vision is to inspire and infuse the tendency of savings in the public at large so as to create wealth and prosperity within the country as a whole.
Promotes small savings among middle and lower middle class.
Accepts term deposits for timely returns.
Easy source of loan to members against collateral.
Effective means of savings and loans with minimum documentation.
Secured means of investment due to rigid membership structure.
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